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Рада “урізала” штрафи за кредитами

By   /  17 Вересня, 2020  /  379 коментарів

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Дія закону поширюється на невеликі кредити, що не перевищують мінімальної зарплати.


Верховна Рада заборонила банкам і кредитним союзам стягувати з позичальників штрафи за прострочення платежів за споживчими кредитами в розмірі, що перевищує суму кредиту.

Відповідний законопроєкт № 1109 прийнятий ВР, повідомило видання Ліга.

Дія закону поширюється на невеликі кредити, що не перевищують мінімальної зарплати (на сьогодні – 5000 грн), з терміном оплати не менше одного місяця. 

Одночасне застосування штрафу і пені за порушення позичальником зобов’язання за кредитним договором заборонено.

Максимальна сума стягнення обмежена подвійним розміром кредиту. 

Тобто якщо розмір позики становить одну мінімальну зарплату 5000 грн – максимальна сума платежів не зможе перевищувати 10 000 грн. 

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